We are partners with…
Fast & Flexible Loan Solutions
Personal & Business Loans
We provide tailored loan solutions for your personal and business needs. From managing EMIs to structuring repayment plans, we ensure your loan journey is smooth, transparent, and stress-free.
Loan Advisory & Family Support
Our loan advisory services focus on practical solutions. We help families choose the right loans, manage repayments, and restructure borrowings when needed, ensuring smooth financial management at every step..
Loan Education & Guidance
We make loans simple to understand. Our guidance helps you clearly know how borrowing, EMIs, and repayments work, so you can take the right loan decisions with confidence.
Welcome to Kotilaya Sales – Your Finance Partner
At Kotilaya Sales, we make your financial journey smoother, faster, and more reliable. With a wide network of leading banks and NBFCs, we offer tailored loan solutions to meet your needs – whether personal, business, or property-related.
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Our Loan Services
Home Loan
Turn your dream of owning a home into reality with flexible repayment options and competitive interest rates.
Loan Against Property (LAP)
Unlock the potential of your property and use it to fund your personal or business needs.
Business Loan
Fuel your business growth with customized funding options for small, medium, or large enterprises.
Project Loan
Get financial support for your commercial or infrastructure projects with ease. Project loans tailored for growth.
CGTMSE Loan
Collateral-free loans under the Credit Guarantee Fund Trust for Micro and Small Enterprises.
Loan Against Rentals (LRD)
Our Loan Against Rentals solution helps you raise capital quickly, while your rental inflows take care of repayments.
Commercial Plot Purchase Loan
Buy your ideal commercial plot with hassle-free financing solutions. From plot search to purchase — we make it seamless.
Industrial Loan
Power your industrial operations with financing designed for manufacturing and production needs.
MSME Loans
Special financial products for Micro, Small, and Medium Enterprises to help you expand, upgrade, and succeed.
OD/CC Limit
Working capital loan for businesses to manage daily operations. Loan against security where interest applies only on the used amount.
DOD Limit
A flexible loan against security (like fixed deposits or property) where interest is charged only on the amount used.
Personal Loan
Quick and easy loan to meet personal needs like education, medical expenses, travel, or emergencies—no collateral required.
Why Choose Kotilaya Sales?
Expert Guidance
Over a decade of experience in loan processing and approvals.
Wide Network
Partnerships with 18+ top banks and NBFCs.
Fast Approvals
Streamlined documentation and quick disbursement.
Customized Solutions
Loan options tailored to your specific needs.
Trust the Numbers
The Kotilaya Edge – Where Loans Meet Simplicity & Trust
Loans Approved ✍️
Years in Business ⚡
Clients🤝
From Personal Goals to Business Growth – We’ve Got You Covered
With years of proven expertise and partnerships with over 18 leading banks and NBFCs, Kotilaya Sales is your trusted ally in securing the right loan. Our process is built for speed and efficiency, ensuring quick approvals through simplified documentation. Every client receives a tailor-made solution that fits their exact financial needs, whether for personal aspirations or business growth, and savings efficiently, giving you a clear path toward long-term security and growth.
At Kotilaya Sales, we believe every financial journey is unique. That’s why we offer tailor-made solutions backed by expert guidance, quick approvals, and minimal documentation. Our goal is not just to provide loans, but to help you build financial confidence and long-term security. From personal loans to business financing, we are committed to guiding you through every step of the borrowing journey with clarity and confidence.
By combining years of expertise with trusted banking partnerships, we ensure that every client receives the right loan at the right time – helping you turn your goals into reality.