{"id":6,"date":"2025-08-12T09:37:10","date_gmt":"2025-08-12T09:37:10","guid":{"rendered":"https:\/\/kotilayasales.com\/wordpress_w\/?page_id=6"},"modified":"2026-02-17T06:34:44","modified_gmt":"2026-02-17T06:34:44","slug":"home","status":"publish","type":"page","link":"https:\/\/kotilayasales.com\/","title":{"rendered":"Home"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; background_enable_image=&#8221;off&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_padding=&#8221;3px||2px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; 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From managing EMIs to structuring repayment plans, we ensure your loan journey is smooth, transparent, and stress-free.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;|600|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_4_font=&#8221;Darker Grotesque|900|||||||&#8221; header_4_text_color=&#8221;#FFFFFF&#8221; header_4_font_size=&#8221;28px&#8221; custom_margin=&#8221;||20px||false|false&#8221; custom_padding=&#8221;||10px||false|false&#8221; border_color_all=&#8221;#FFFFFF&#8221; border_width_bottom=&#8221;2px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Loan Advisory &amp; Family Support<\/h4>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;|600|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_4_font=&#8221;Darker Grotesque|900|||||||&#8221; header_4_text_color=&#8221;#FFFFFF&#8221; header_4_font_size=&#8221;28px&#8221; custom_margin=&#8221;||20px||false|false&#8221; custom_padding=&#8221;||10px||false|false&#8221; border_style_all=&#8221;none&#8221; border_width_bottom=&#8221;2px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Our loan advisory services focus on practical solutions. We help families choose the right loans, manage repayments, and restructure borrowings when needed, ensuring smooth financial management at every step..<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;|600|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_4_font=&#8221;Darker Grotesque|900|||||||&#8221; header_4_text_color=&#8221;#FFFFFF&#8221; header_4_font_size=&#8221;28px&#8221; custom_margin=&#8221;||20px||false|false&#8221; custom_padding=&#8221;||10px||false|false&#8221; border_color_all=&#8221;#FFFFFF&#8221; border_width_bottom=&#8221;2px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h4>Loan Education &amp; Guidance<\/h4>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;|600|||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_4_font=&#8221;Darker Grotesque|900|||||||&#8221; header_4_text_color=&#8221;#FFFFFF&#8221; header_4_font_size=&#8221;28px&#8221; custom_margin=&#8221;||20px||false|false&#8221; custom_padding=&#8221;||10px||false|false&#8221; border_style_all=&#8221;none&#8221; border_width_bottom=&#8221;2px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>We make loans simple to understand. 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With a wide network of leading banks and NBFCs, we offer tailored loan solutions to meet your needs \u2013 whether personal, business, or property-related.<\/p>\n<p>[\/et_pb_text][et_pb_blurb title=&#8221;Start An Online Application&#8221; use_icon=&#8221;on&#8221; font_icon=&#8221;&#x35;||divi||400&#8243; icon_color=&#8221;#FFFFFF&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;20px&#8221; content_max_width=&#8221;765px&#8221; module_class=&#8221;popmake-517&#8243; _builder_version=&#8221;4.27.4&#8243; header_font=&#8221;Roboto Serif|||on|||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;16px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.5em&#8221; body_text_color=&#8221;#FFFFFF&#8221; background_color=&#8221;#E09900&#8243; custom_margin=&#8221;30px||||false|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; icon_font_size=&#8221;20px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; 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_builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;90deg&#8221; background_color_gradient_stops=&#8221;#ffffff 50%|#f7f7f7 50%&#8221; background_color_gradient_start=&#8221;#ffffff&#8221; background_color_gradient_start_position=&#8221;50%&#8221; background_color_gradient_end=&#8221;#f7f7f7&#8243; background_color_gradient_end_position=&#8221;50%&#8221; custom_padding=&#8221;36px|||||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;31px|auto||auto||&#8221; custom_padding=&#8221;||2px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e598b17a-9229-42f6-b238-019d6094332e&#8221; header_font=&#8221;Outfit|600|||||||&#8221; header_text_align=&#8221;left&#8221; header_text_color=&#8221;#000000&#8243; header_font_size=&#8221;72px&#8221; header_line_height=&#8221;1.1em&#8221; max_width=&#8221;800px&#8221; custom_margin=&#8221;||0px||false|false&#8221; header_font_size_tablet=&#8221;40px&#8221; header_font_size_phone=&#8221;24px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Our Loan Services<\/h1>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;rgba(76,89,76,0.3)&#8221; divider_weight=&#8221;10px&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;a9fcc5b1-74c5-43b4-b776-3e310da5f3e8&#8243; z_index=&#8221;10&#8243; max_width=&#8221;260px&#8221; height=&#8221;10px&#8221; custom_margin=&#8221;-32px||30px||false|false&#8221; custom_margin_tablet=&#8221;-27px||||false|false&#8221; custom_margin_phone=&#8221;-18px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; 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icon_alignment=&#8221;left&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>Turn your dream of owning a home into reality with flexible repayment options and competitive interest rates.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Loan Against Property (LAP)&#8221; image=&#8221;https:\/\/kotilayasales.com\/wp-content\/uploads\/2026\/02\/medal_11866440-150&#215;150-1.png&#8221; image_icon_width=&#8221;40%&#8221; module_class=&#8221;popmake-517&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;4b92905e-9236-4a4d-b1eb-2bf004827169&#8243; header_font=&#8221;Outfit|700|||||||&#8221; header_text_color=&#8221;#000000&#8243; header_line_height=&#8221;1.1em&#8221; body_font_size=&#8221;14px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;10px|10px|40px|10px|false|true&#8221; 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box_shadow_color=&#8221;rgba(53,66,85,0.1)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; icon_color__hover=&#8221;#FFFFFF&#8221; icon_color__hover_enabled=&#8221;on|hover&#8221; header_text_color__hover=&#8221;#FFFFFF&#8221; header_text_color__hover_enabled=&#8221;on|hover&#8221; background_color__hover=&#8221;#E02B20&#8243; background__hover_enabled=&#8221;on|hover&#8221; body_text_color__hover=&#8221;#FFFFFF&#8221; body_text_color__hover_enabled=&#8221;on|hover&#8221; background_enable_color__hover=&#8221;on&#8221; icon_alignment=&#8221;left&#8221;]<\/p>\n<p>Fuel your business growth with customized funding options for small, medium, or large enterprises.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;85%&#8221; locked=&#8221;off&#8221; 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custom_padding=&#8221;10px|10px|40px|10px|false|true&#8221; custom_padding_tablet=&#8221;30px|30px|30px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;zoom&#8221; animation=&#8221;off&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_color=&#8221;rgba(53,66,85,0.1)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; icon_color__hover=&#8221;#FFFFFF&#8221; icon_color__hover_enabled=&#8221;on|hover&#8221; header_text_color__hover=&#8221;#FFFFFF&#8221; header_text_color__hover_enabled=&#8221;on|hover&#8221; background_color__hover=&#8221;#E02B20&#8243; background__hover_enabled=&#8221;on|hover&#8221; body_text_color__hover=&#8221;#FFFFFF&#8221; body_text_color__hover_enabled=&#8221;on|hover&#8221; background_enable_color__hover=&#8221;on&#8221; icon_alignment=&#8221;left&#8221;]<\/p>\n<p>Get financial support for your commercial or infrastructure projects with ease. Project loans tailored for growth.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;CGTMSE Loan&#8221; image=&#8221;https:\/\/kotilayasales.com\/wp-content\/uploads\/2026\/02\/shop-local_10340685-400&#215;512-1.png&#8221; image_icon_width=&#8221;20%&#8221; module_class=&#8221;popmake-517&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;4b92905e-9236-4a4d-b1eb-2bf004827169&#8243; header_font=&#8221;Outfit|700|||||||&#8221; header_text_color=&#8221;#000000&#8243; header_line_height=&#8221;1.1em&#8221; body_font_size=&#8221;14px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;10px|10px|40px|10px|false|true&#8221; custom_padding_tablet=&#8221;30px|30px|30px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;zoom&#8221; animation=&#8221;off&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_color=&#8221;rgba(53,66,85,0.1)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; icon_color__hover=&#8221;#FFFFFF&#8221; icon_color__hover_enabled=&#8221;on|hover&#8221; header_text_color__hover=&#8221;#FFFFFF&#8221; header_text_color__hover_enabled=&#8221;on|hover&#8221; background_color__hover=&#8221;#E02B20&#8243; background__hover_enabled=&#8221;on|hover&#8221; body_text_color__hover=&#8221;#FFFFFF&#8221; body_text_color__hover_enabled=&#8221;on|hover&#8221; background_enable_color__hover=&#8221;on&#8221; icon_alignment=&#8221;left&#8221;]<\/p>\n<p>Collateral-free loans under the Credit Guarantee Fund Trust for Micro and Small Enterprises.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Loan Against Rentals (LRD)&#8221; image=&#8221;https:\/\/kotilayasales.com\/wp-content\/uploads\/2026\/02\/loan.png&#8221; image_icon_width=&#8221;20%&#8221; module_class=&#8221;popmake-517&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;4b92905e-9236-4a4d-b1eb-2bf004827169&#8243; header_font=&#8221;Outfit|700|||||||&#8221; header_text_color=&#8221;#000000&#8243; header_line_height=&#8221;1.1em&#8221; body_font_size=&#8221;14px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;10px|10px|40px|10px|false|true&#8221; custom_padding_tablet=&#8221;30px|30px|30px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;zoom&#8221; animation=&#8221;off&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_color=&#8221;rgba(53,66,85,0.1)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; icon_color__hover=&#8221;#FFFFFF&#8221; icon_color__hover_enabled=&#8221;on|hover&#8221; header_text_color__hover=&#8221;#FFFFFF&#8221; header_text_color__hover_enabled=&#8221;on|hover&#8221; background_color__hover=&#8221;#E02B20&#8243; background__hover_enabled=&#8221;on|hover&#8221; body_text_color__hover=&#8221;#FFFFFF&#8221; body_text_color__hover_enabled=&#8221;on|hover&#8221; background_enable_color__hover=&#8221;on&#8221; icon_alignment=&#8221;left&#8221;]<\/p>\n<p>Our Loan Against Rentals solution helps you raise capital quickly, while your rental inflows take care of repayments.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;85%&#8221; custom_margin=&#8221;-12px|auto||auto||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Commercial Plot Purchase Loan&#8221; 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icon_color__hover_enabled=&#8221;on|hover&#8221; header_text_color__hover=&#8221;#FFFFFF&#8221; header_text_color__hover_enabled=&#8221;on|hover&#8221; background_color__hover=&#8221;#E02B20&#8243; background__hover_enabled=&#8221;on|hover&#8221; body_text_color__hover=&#8221;#FFFFFF&#8221; body_text_color__hover_enabled=&#8221;on|hover&#8221; background_enable_color__hover=&#8221;on&#8221; icon_alignment=&#8221;left&#8221;]<\/p>\n<p>Buy your ideal commercial plot with hassle-free financing solutions. From plot search to purchase \u2014 we make it seamless.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Industrial Loan&#8221; image=&#8221;https:\/\/kotilayasales.com\/wp-content\/uploads\/2026\/02\/manufacturer_1965996.png&#8221; image_icon_width=&#8221;20%&#8221; module_class=&#8221;popmake-517&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;4b92905e-9236-4a4d-b1eb-2bf004827169&#8243; header_font=&#8221;Outfit|700|||||||&#8221; header_text_color=&#8221;#000000&#8243; header_line_height=&#8221;1.1em&#8221; body_font_size=&#8221;14px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;10px|10px|40px|10px|false|true&#8221; custom_padding_tablet=&#8221;30px|30px|30px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;zoom&#8221; animation=&#8221;off&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_color=&#8221;rgba(53,66,85,0.1)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; icon_color__hover=&#8221;#FFFFFF&#8221; icon_color__hover_enabled=&#8221;on|hover&#8221; header_text_color__hover=&#8221;#FFFFFF&#8221; header_text_color__hover_enabled=&#8221;on|hover&#8221; background_color__hover=&#8221;#E02B20&#8243; background__hover_enabled=&#8221;on|hover&#8221; body_text_color__hover=&#8221;#FFFFFF&#8221; body_text_color__hover_enabled=&#8221;on|hover&#8221; background_enable_color__hover=&#8221;on&#8221; icon_alignment=&#8221;left&#8221;]<\/p>\n<p>Power your industrial operations with financing designed for manufacturing and production needs.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;MSME Loans&#8221; image=&#8221;https:\/\/kotilayasales.com\/wp-content\/uploads\/2026\/02\/loan_8993310.png&#8221; image_icon_width=&#8221;20%&#8221; module_class=&#8221;popmake-517&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;4b92905e-9236-4a4d-b1eb-2bf004827169&#8243; header_font=&#8221;Outfit|700|||||||&#8221; header_text_color=&#8221;#000000&#8243; header_line_height=&#8221;1.1em&#8221; body_font_size=&#8221;14px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;10px|10px|40px|10px|false|true&#8221; custom_padding_tablet=&#8221;30px|30px|30px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;zoom&#8221; animation=&#8221;off&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_color=&#8221;rgba(53,66,85,0.1)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; icon_color__hover=&#8221;#FFFFFF&#8221; icon_color__hover_enabled=&#8221;on|hover&#8221; header_text_color__hover=&#8221;#FFFFFF&#8221; header_text_color__hover_enabled=&#8221;on|hover&#8221; background_color__hover=&#8221;#E02B20&#8243; background__hover_enabled=&#8221;on|hover&#8221; body_text_color__hover=&#8221;#FFFFFF&#8221; body_text_color__hover_enabled=&#8221;on|hover&#8221; background_enable_color__hover=&#8221;on&#8221; icon_alignment=&#8221;left&#8221;]<\/p>\n<p>Special financial products for Micro, Small, and Medium Enterprises to help you expand, upgrade, and succeed.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;85%&#8221; custom_margin=&#8221;-12px|auto||auto||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;OD\/CC Limit&#8221; image=&#8221;https:\/\/kotilayasales.com\/wp-content\/uploads\/2026\/02\/income_11254484.png&#8221; image_icon_width=&#8221;20%&#8221; module_class=&#8221;popmake-517&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;4b92905e-9236-4a4d-b1eb-2bf004827169&#8243; header_font=&#8221;Outfit|700|||||||&#8221; header_text_color=&#8221;#000000&#8243; header_line_height=&#8221;1.1em&#8221; body_font_size=&#8221;14px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;10px|10px|15px|10px|false|true&#8221; custom_padding_tablet=&#8221;30px|30px|30px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;zoom&#8221; animation=&#8221;off&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_color=&#8221;rgba(53,66,85,0.1)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; icon_color__hover=&#8221;#FFFFFF&#8221; icon_color__hover_enabled=&#8221;on|hover&#8221; header_text_color__hover=&#8221;#FFFFFF&#8221; header_text_color__hover_enabled=&#8221;on|hover&#8221; background_color__hover=&#8221;#E02B20&#8243; background__hover_enabled=&#8221;on|hover&#8221; body_text_color__hover=&#8221;#FFFFFF&#8221; body_text_color__hover_enabled=&#8221;on|hover&#8221; background_enable_color__hover=&#8221;on&#8221; icon_alignment=&#8221;left&#8221;]<\/p>\n<p data-start=\"68\" data-end=\"147\">Working capital loan for businesses to manage daily operations.\u00a0Loan against security where interest applies only on the used amount.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;DOD Limit&#8221; image=&#8221;https:\/\/kotilayasales.com\/wp-content\/uploads\/2026\/02\/speed-limit_17562741.png&#8221; image_icon_width=&#8221;20%&#8221; module_class=&#8221;popmake-517&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;4b92905e-9236-4a4d-b1eb-2bf004827169&#8243; header_font=&#8221;Outfit|700|||||||&#8221; header_text_color=&#8221;#000000&#8243; header_line_height=&#8221;1.1em&#8221; body_font_size=&#8221;14px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;10px|10px|40px|10px|false|true&#8221; custom_padding_tablet=&#8221;30px|30px|30px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;zoom&#8221; animation=&#8221;off&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_color=&#8221;rgba(53,66,85,0.1)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; icon_color__hover=&#8221;#FFFFFF&#8221; icon_color__hover_enabled=&#8221;on|hover&#8221; header_text_color__hover=&#8221;#FFFFFF&#8221; header_text_color__hover_enabled=&#8221;on|hover&#8221; background_color__hover=&#8221;#E02B20&#8243; background__hover_enabled=&#8221;on|hover&#8221; body_text_color__hover=&#8221;#FFFFFF&#8221; body_text_color__hover_enabled=&#8221;on|hover&#8221; background_enable_color__hover=&#8221;on&#8221; icon_alignment=&#8221;left&#8221;]<\/p>\n<p>A flexible loan against security (like fixed deposits or property) where interest is charged only on the amount used.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Personal Loan&#8221; image=&#8221;https:\/\/kotilayasales.com\/wp-content\/uploads\/2026\/02\/salary_18097084.png&#8221; image_icon_width=&#8221;20%&#8221; module_class=&#8221;popmake-517&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;4b92905e-9236-4a4d-b1eb-2bf004827169&#8243; header_font=&#8221;Outfit|700|||||||&#8221; header_text_color=&#8221;#000000&#8243; header_line_height=&#8221;1.1em&#8221; body_font_size=&#8221;14px&#8221; body_line_height=&#8221;1.8em&#8221; background_color=&#8221;#FFFFFF&#8221; custom_padding=&#8221;10px|10px|40px|10px|false|true&#8221; custom_padding_tablet=&#8221;30px|30px|30px|30px|true|true&#8221; custom_padding_phone=&#8221;20px|20px|20px|20px|true|true&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; animation_style=&#8221;zoom&#8221; animation=&#8221;off&#8221; box_shadow_style=&#8221;preset2&#8243; box_shadow_color=&#8221;rgba(53,66,85,0.1)&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; icon_color__hover=&#8221;#FFFFFF&#8221; icon_color__hover_enabled=&#8221;on|hover&#8221; header_text_color__hover=&#8221;#FFFFFF&#8221; header_text_color__hover_enabled=&#8221;on|hover&#8221; background_color__hover=&#8221;#E02B20&#8243; background__hover_enabled=&#8221;on|hover&#8221; body_text_color__hover=&#8221;#FFFFFF&#8221; body_text_color__hover_enabled=&#8221;on|hover&#8221; background_enable_color__hover=&#8221;on&#8221; icon_alignment=&#8221;left&#8221;]<\/p>\n<p>Quick and easy loan to meet personal needs like education, medical expenses, travel, or emergencies\u2014no collateral required.<\/p>\n<p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|tablet&#8221; admin_label=&#8221;About&#8221; _builder_version=&#8221;4.27.4&#8243; background_color=&#8221;#aa0200&#8243; background_enable_mask_style=&#8221;on&#8221; background_mask_style=&#8221;corner-blob&#8221; background_mask_color=&#8221;#E09900&#8243; background_mask_transform=&#8221;invert|flip_horizontal&#8221; custom_margin=&#8221;8px||||false|false&#8221; custom_padding=&#8221;6vw||62px||false|false&#8221; custom_padding_tablet=&#8221;10vw||0px||false|false&#8221; custom_padding_phone=&#8221;&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; custom_padding=&#8221;||7px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;Roboto Serif||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;15px&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;Roboto Serif|500|||||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;52px&#8221; header_2_font=&#8221;Roboto Serif||||||||&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; header_2_font_size=&#8221;38px&#8221; custom_margin=&#8221;||10px||false|false&#8221; text_font_size_tablet=&#8221;15px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; header_font_size_tablet=&#8221;48px&#8221; header_font_size_phone=&#8221;28px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2>Why Choose Kotilaya Sales?<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.4&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_blurb title=&#8221;Expert Guidance&#8221; image=&#8221;http:\/\/zaib.sandbox.etdevs.com\/personal-loan\/wp-content\/uploads\/sites\/14\/2021\/02\/personal-loan-01.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;38px&#8221; _builder_version=&#8221;4.27.4&#8243; header_font=&#8221;Roboto Serif|||on|||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;16px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.5em&#8221; body_font=&#8221;Roboto Serif||||||||&#8221; body_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;||40px||false|false&#8221; child_filter_saturate=&#8221;44%&#8221; child_filter_contrast=&#8221;184%&#8221; animation=&#8221;off&#8221; border_color_all_image=&#8221;#E02B20&#8243; image_max_width=&#8221;38px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Over a decade of experience in loan processing and approvals.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Wide Network&#8221; image=&#8221;http:\/\/zaib.sandbox.etdevs.com\/personal-loan\/wp-content\/uploads\/sites\/14\/2021\/02\/personal-loan-02.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;38px&#8221; _builder_version=&#8221;4.27.4&#8243; header_font=&#8221;Roboto Serif|||on|||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;16px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.5em&#8221; body_font=&#8221;Roboto Serif||||||||&#8221; body_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;||40px||false|false&#8221; child_filter_brightness=&#8221;200%&#8221; child_filter_contrast=&#8221;184%&#8221; animation=&#8221;off&#8221; border_color_all_image=&#8221;#FFFFFF&#8221; image_max_width=&#8221;38px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Partnerships with 18+ top banks and NBFCs.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Fast Approvals&#8221; image=&#8221;http:\/\/zaib.sandbox.etdevs.com\/personal-loan\/wp-content\/uploads\/sites\/14\/2021\/02\/personal-loan-03.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;38px&#8221; _builder_version=&#8221;4.27.4&#8243; header_font=&#8221;Roboto Serif|||on|||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;16px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.5em&#8221; body_font=&#8221;Roboto Serif||||||||&#8221; body_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;||40px||false|false&#8221; child_filter_brightness=&#8221;200%&#8221; child_filter_contrast=&#8221;184%&#8221; animation=&#8221;off&#8221; image_max_width=&#8221;38px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Streamlined documentation and quick disbursement.<\/p>\n<p>[\/et_pb_blurb][et_pb_blurb title=&#8221;Customized Solutions&#8221; image=&#8221;http:\/\/zaib.sandbox.etdevs.com\/personal-loan\/wp-content\/uploads\/sites\/14\/2021\/02\/personal-loan-04.png&#8221; icon_placement=&#8221;left&#8221; image_icon_width=&#8221;38px&#8221; _builder_version=&#8221;4.27.4&#8243; header_font=&#8221;Roboto Serif|||on|||||&#8221; header_text_color=&#8221;#FFFFFF&#8221; header_font_size=&#8221;16px&#8221; header_letter_spacing=&#8221;1px&#8221; header_line_height=&#8221;1.5em&#8221; body_font=&#8221;Roboto Serif||||||||&#8221; body_text_color=&#8221;#FFFFFF&#8221; custom_margin=&#8221;||40px||false|false&#8221; child_filter_brightness=&#8221;200%&#8221; child_filter_contrast=&#8221;184%&#8221; animation=&#8221;off&#8221; image_max_width=&#8221;38px&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Loan options tailored to your specific needs.<\/p>\n<p>[\/et_pb_blurb][et_pb_button button_text=&#8221;Get Started&#8221; module_class=&#8221;popmake-517&#8243; _builder_version=&#8221;4.27.4&#8243; custom_button=&#8221;on&#8221; button_text_size=&#8221;14px&#8221; button_text_color=&#8221;#000000&#8243; button_bg_color=&#8221;#FFFFFF&#8221; button_border_width=&#8221;0px&#8221; button_border_radius=&#8221;10px&#8221; button_letter_spacing=&#8221;1px&#8221; button_font=&#8221;Roboto Serif|600||on|||||&#8221; custom_padding=&#8221;16px|24px|16px|24px|true|true&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;Roboto Serif||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_line_height=&#8221;1.8em&#8221; header_font=&#8221;Roboto Serif|500|||||||&#8221; header_text_color=&#8221;#000000&#8243; header_font_size=&#8221;52px&#8221; header_2_font=&#8221;Roboto Serif||||||||&#8221; header_2_font_size=&#8221;38px&#8221; background_image=&#8221;https:\/\/kotilayasales.com\/wp-content\/uploads\/2026\/02\/happy-couple-having-meeting-980&#215;654-1.jpg&#8221; z_index=&#8221;0&#8243; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; min_height=&#8221;484px&#8221; min_height_tablet=&#8221;484px&#8221; min_height_phone=&#8221;290px&#8221; min_height_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;||||false|false&#8221; text_font_size_tablet=&#8221;15px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; header_font_size_tablet=&#8221;48px&#8221; header_font_size_phone=&#8221;28px&#8221; header_font_size_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h6 class=\"sr-only\"><\/h6>\n<div class=\"text-base my-auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] @[37rem]:[--thread-content-margin:--spacing(6)] @[72rem]:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)\">\n<div class=\"[--thread-content-max-width:32rem] @[34rem]:[--thread-content-max-width:40rem] @[64rem]:[--thread-content-max-width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group\/turn-messages focus-visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn\" tabindex=\"-1\">\n<div class=\"flex max-w-full flex-col grow\">\n<div data-message-author-role=\"assistant\" data-message-id=\"129d24f2-def2-49a2-8a22-95395fd837c8\" dir=\"auto\" class=\"min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&amp;]:mt-5\" data-message-model-slug=\"gpt-5\">\n<div class=\"flex w-full flex-col gap-1 empty:hidden first:pt-[3px]\">\n<div class=\"markdown prose dark:prose-invert w-full break-words dark markdown-new-styling\">\n<p data-start=\"0\" data-end=\"533\" data-is-last-node=\"\" data-is-only-node=\"\">\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; 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_module_preset=&#8221;22d0da71-6393-430b-a0cd-b77dd565e85c&#8221; text_line_height=&#8221;1.8em&#8221; custom_margin=&#8221;30px|||||&#8221; text_font_size_tablet=&#8221;15px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;55px&#8221; header_font_size_last_edited=&#8221;off|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>With years of proven expertise and partnerships with over 18 leading banks and NBFCs, Kotilaya Sales is your trusted ally in securing the right loan. Our process is built for speed and efficiency, ensuring quick approvals through simplified documentation. Every client receives a tailor-made solution that fits their exact financial needs, whether for personal aspirations or business growth, and savings efficiently, giving you a clear path toward long-term security and growth.<\/p>\n<p>[\/et_pb_text][et_pb_image src=&#8221;https:\/\/kotilayasales.com\/wp-content\/uploads\/2026\/02\/banner1-1-510&#215;382-1.jpg&#8221; title_text=&#8221;banner1-1-510&#215;382&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;|0%|||false|false&#8221; custom_margin_phone=&#8221;|0%|||false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||40px|false|false&#8221; custom_padding_tablet=&#8221;|||0px|false|false&#8221; custom_padding_phone=&#8221;|||0px|false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/kotilayasales.com\/wp-content\/uploads\/2026\/02\/real-estate-agent-insurance-sales-representative-young-asian-businessman-handing-over-keys-to-home-buyer-model-house-275321895-400&#215;284-1.webp&#8221; title_text=&#8221;real-estate-agent-insurance-sales-representative-young-asian-businessman-handing-over-keys-to-home-buyer-model-house-275321895-400&#215;284&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width=&#8221;100%&#8221; min_height_tablet=&#8221;400px&#8221; min_height_phone=&#8221;400px&#8221; min_height_last_edited=&#8221;on|phone&#8221; custom_margin=&#8221;50px||||false|false&#8221; custom_margin_tablet=&#8221;|||0px|false|false&#8221; custom_margin_phone=&#8221;|||0px|false|false&#8221; custom_margin_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;003e9429-8e11-4d9e-968b-8881092bbf81&#8243; header_2_font=&#8221;Outfit|600|||||||&#8221; header_2_text_color=&#8221;#000000&#8243; header_2_font_size=&#8221;48px&#8221; header_2_line_height=&#8221;1.1em&#8221; custom_margin=&#8221;||10px|||&#8221; header_2_font_size_tablet=&#8221;32px&#8221; header_2_font_size_phone=&#8221;20px&#8221; header_2_font_size_last_edited=&#8221;on|desktop&#8221; header_2_line_height_tablet=&#8221;1.2em&#8221; header_2_line_height_phone=&#8221;&#8221; header_2_line_height_last_edited=&#8221;on|phone&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;22d0da71-6393-430b-a0cd-b77dd565e85c&#8221; text_line_height=&#8221;1.8em&#8221; custom_margin=&#8221;10px||||false|false&#8221; text_font_size_tablet=&#8221;15px&#8221; text_font_size_phone=&#8221;14px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; header_font_size_tablet=&#8221;55px&#8221; header_font_size_last_edited=&#8221;off|desktop&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>At Kotilaya Sales, we believe every financial journey is unique. That\u2019s why we offer tailor-made solutions backed by expert guidance, quick approvals, and minimal documentation. Our goal is not just to provide loans, but to help you build financial confidence and long-term security. From personal loans to business financing, we are committed to guiding you through every step of the borrowing journey with clarity and confidence.<\/p>\n<p>By combining years of expertise with trusted banking partnerships, we ensure that every client receives the right loan at the right time \u2013 helping you turn your goals into reality.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; prev_background_color=&#8221;#ffffff&#8221; admin_label=&#8221;Contact Form&#8221; _builder_version=&#8221;4.27.4&#8243; background_color=&#8221;#a20a3a&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_direction=&#8221;114deg&#8221; background_color_gradient_stops=&#8221;#e02b20 0%|#a20a3a 100%&#8221; background_color_gradient_start=&#8221;#fa99b5&#8243; background_color_gradient_end=&#8221;#ffb9c7&#8243; custom_padding=&#8221;66px||41px|||&#8221; top_divider_style=&#8221;wave2&#8243; top_divider_height=&#8221;150px&#8221; 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